See what’s coming
Review synthetic upcoming items by date and status.
A calmer view of what’s ahead
Make money admin feel lighter.
Zilch helps you plan what’s ahead and take care of everyday payments with less back-and-forth, on your terms.
Prototype in development · Live payments are not currently available
One place to get oriented
See the next thing, without losing the whole picture.
The Zilch prototype brings upcoming items, open questions, and proposed actions into one calm view. You can see what needs attention, inspect the details, and decide what happens next.
Understand what needs attention
Separate reminders from decisions that need your review.
Check the proposed action
See the amount cap, timing, and scope before approval.
Stay in control
Nothing progresses through approval without an explicit action from you.
Concept preview only · No financial data is connected
Plan ahead
A short list for the days ahead.
Use due dates and review states to decide what deserves attention now and what can wait.
Synthetic schedule
Three example itemsHousehold internetReview proposed action
Monthly utilityReminder set
Housing paymentDetails needed
- Review
- A proposed action is ready to inspect.
- Reminder
- No action is proposed.
- Details needed
- The prototype does not have enough information to continue.
Dates, labels, and states are synthetic. This is not a balance, account, bill feed, or connected calendar.
Review before action
From request to status, one step at a time.
This local walkthrough shows how a future request could become a bounded proposal. You review the exact scope before the demonstration can advance.
Synthetic request
Take care of the household internet item by Friday. Do not propose more than $126.40.
- Item
- Household internet
- Amount cap
- $126.40 USD
- Deadline
- Friday · 4:00 PM
- Recurrence
- One time
- Additional fee cap
- $0.00
- Approval
- Required
Synthetic demonstration only · No action leaves this page · No real account, card, bill, or payment is connected
Conceptual state sequence
Current synthetic state: Request received
The synthetic request is ready to be structured.
- Request receivedThe synthetic request is ready to be structured.
- Details checkedThe demonstration has enough synthetic information to prepare a proposal.
- Awaiting your approvalReview the exact scope. Nothing has been submitted.
- Approved in this demoYour click changed local demonstration state only.
- SubmittedConceptual state: a future adapter would have attempted submission.
- AcceptedConceptual state: a future rail reported acceptance. This would not mean settlement or biller credit.
- SettledConceptual state: a future rail reported settlement. This would not by itself confirm biller credit.
- CreditedConceptual state: a future reconciliation source confirmed posting to the bill.
Clear edges
Know the scope before you decide.
The proposed model is designed to make limits visible: what the action covers, the most it may include, when permission ends, and which status can actually be confirmed.
Exact scope
Name one item and one proposed action. A change in scope requires another review.
Visible limits
Show the amount cap, deadline, recurrence, and any unresolved detail together.
One-time approval
Approval applies to the reviewed proposal only; it is not open-ended permission.
Cancellation boundary
A proposed action can be cancelled before conceptual submission. Later options depend on a future rail and remain TBD.
Honest status
Keep submitted, accepted, settled, and credited separate.
Separated information
A future model may receive bounded intent fields and explanations. Secrets and unrestricted account access should remain outside model context.
Design intent only · Architecture, controls, providers, and review requirements remain proposed or TBD
How it works
Four moments, each with a clear job.
- 01
Ask
Describe the item, deadline, and maximum you want considered.
- 02
Verify
Check the available details and surface anything unresolved.
- 03
Authorize
Review one exact proposal and choose whether to approve it.
- 04
Reconcile
Report what each source can confirm without overstating the result.
Preview interest
Help shape a lighter way to handle money admin.
Share what feels repetitive or unclear today. This local prototype form records no submission and does not create an account, reserve access, or place you in a launch queue.
Share non-sensitive feedback
The form validates in this page only. Submission handling and privacy workflows remain TBD.